Time Event
8:15am - 8:50am Registration
Breakfast, sponsored by Prudential
8:50am - 9:00am Welcome Remarks
Emily LeStrange, MBA 2019, MIT Sloan School of Management
9:00am - 9:30am The Disruptive Fintech Start-up Perspective
Jonathan Stein, Founder & CEO, Betterment
Moderated by: Sarah Biller, Co-Founder, Fintech Sandbox

9:30am - 9:45am Blockchain and Digital Identity
David Shrier, Founder & CEO, Distilled Identity
9:45am - 10:00am Fractional Share Ownership in New Asset Classes
Max Niederste-Ostholt, Founder & CFO, Rally Rd.
10:00am - 10:20am Morning Break
10:20am - 10:55am Future of Fintech in Emerging Markets
David Lighton, Founder & CEO, SendFriend
Ian Parrish, Director of Data Science, Tala
Tavneet Suri, Associate Professor of Applied Economics, MIT Sloan
Jody Perla, Managing Director, Payoneer
Moderated by: Alpha Kiflu, Sloan Fellow, MIT Sloan School of Management

10:55am - 11:10am Lightning Networks
Tadge Dryja, Research Scientist, MIT Media Lab - Digital Currency Initiative
11:10am - 11:40pm The Insurance Company Perspective
Rashmi Melgiri, Co-Founder, CoverWallet
11:40am - 12:15pm The Rise of Challenger Banks
Dan Westgarth, US CEO, Revolut
Nicolas Kopp, US CEO, N26
Brandon Krieg, Founder & CEO, Stash
Moderated by: David Jegen, Partner, FPrime Capital

12:15pm - 1:00pm Lunch, sponsored by Barclays
1:00pm - 1:30pm The Incumbent Financial Institution
Lou Maiuri, Chief Operating Officer, State Street Corporation
Moderated by: Paul Saltzman, Partner, White & Case Banking and Financial Institutions Practice
1:30pm - 2:00pm Startup Pitch Competition: Part I
2:00pm - 2:35pm Incumbent Financial Institutions Strike Back
Tanya Baker, Global Head of GS Accelerate, Goldman Sachs
Daniel Drummer, Lead Data Analytics, Digital Strategy & Fintech, J.P. Morgan
Dan Packham, Director, Head of Innovation Corporate, Cards & Payments and Private Bank, Barclays
Moderated by: Antoinette Schoar, Michael M. Koerner Professor of Finance and Entrepreneurship, MIT Sloan School of Management.
2:35pm - 2:50pm Machine Learning and the Financial Enterprise
Vikram Mahidhar, Senior Vice President, Artificial Intelligence Solutions, Genpact
2:50pm - 3:25pm New Models of Fintech Evolution
Sean Belka, Managing Director of Corporate Business Development, Fidelity Investments
Lisha Davis, Head, Vanguard Innovation Studio
Matt Weiss, Managing Director, IDEO Co-Lab
Devon Sherman, Program Director, MassChallenge Fintech
Moderated by: Ashley Eknaian, Chief Digital Strategist & Head of Eastern Labs, Eastern Bank
3:25pm -3:40pm Afternoon Break
3:40pm - 4:10pm Startup Pitch Competition: Part II
4:10pm - 4:45pm Future of Fintech and the VC Landscape
Maria Gotsch, President & CEO, NYC Fintech Innovation Lab
Jillian Williams, Principal, Anthemis Group
Jon Zanoff, Managing Director, Techstars
Michael Steinberg, Managing Partner, Reciprocal Ventures
Moderated by: Matthew Rhodes-Kropf, Managing Partner, Tectonic Ventures
4:45pm - 5:15pm The Investors Perspective
Adam Valkin, General Partner, General Catalyst
Moderated by: Kirk Arnold, Executive in Residence (XIR), General Catalyst; MIT Sloan Lecturer
5:15pm - 5:25pm Closing Remarks & Startup Pitch Competition Winners
Dan Tenner, MBA 2019, MIT Sloan School of Management
Carson Ure, MBA 2019, MIT Sloan School of Management
5:30pm - 7:00pm Networking Reception

Overview of Conference Panels:

The Future of Fintech in Emerging Markets

Eighty-five percent of all payments in China are mobile. Micro-finance is the dominant form of service-delivery in Bangladesh. And more than three-quarters of ICO’s proceeds are raised outside North America. Fintech is rapidly evolving in the developing world, enabling whole countries to leapfrog outdated technologies and business models altogether. Where will innovation be the fastest? How will the future of fintech look different in Africa compared to the United States? This panel will attempt to answer these questions.

The Rise of Challenger Banks

High rates on savings. Little to no fees. Millennial-friendly mobile apps. It’s easy to assume that the new wave of online-only banks will rise to the top of the market, but the reality is more complicated. Most consumers still cite proximity of physical branches as their top reason for choosing a new bank, and the trust of well-established brands is difficult to replicate. Listen as the US CEO’s of several digital banks give their thoughts on such questions as what makes a successful bank? Is the US market ready for online-only banking? And why do they believe it will be the challengers who ultimately prevail in the battle for banking customers?

Incumbent Financial Institutions Strike Back

Far from being helpless bystanders, large financial institutions have been active players in the rise of Fintech to date. Whether through acquisitions, internal research and development, or strategic partnerships, the world’s largest banks have spent billions of dollars with the goal of staying one step ahead of their would-be disruptors. What goes into these investment decisions? Where are incumbent banks strong, and where are they vulnerable? What will the industry look like in 10 years? Our all-star panel includes a Fintech Chief Executive, a Head of Digital, and a Managing Director from some of the most recognizable names in financial services as they make their case in “The Incumbent Financial Institutions Strike Back.”

New Models of Fintech Evolution

What are the conditions under which Fintech innovation thrives? Do they include the resources and expertise of a large financial company? Or is it access to a network of collaborators that matters most? What role do nonprofits play? “New Models of Fintech Evolution” will feature the directors of several in-house accelerators, innovation labs, and initiatives all the same goal: supporting meaningful technological advances in Fintech. They’ll speak on their process and approach for developing great ideas, as well as the areas they’re seeing that are most ripe for transformation in Fintech.

Future of Fintech and the VC Landscape

Our final panel reflects on the promising future envisioned over the course of the day and asks a simple question: how do we get there? What role will venture capital play in building the next generation of fintech? Financial technology is now a mainstay of the VC community—what sectors and types of companies will be most attractive for investment? In “Future of Fintech and the VC Landscape,” our panel of VC investors will explore these topics from a diverse set of perspectives.